We get this question quite a bit from consumers about their insurance rates for auto, home, boats, RVs and any other type of property insurance. Each insurer has its own rates, and their rates can differ not only state by state, but within a state as well.
Insurers rates' must cover the cost of doing business and the number of claims they pay in various regions. Insurers typically use what are called rating territories. Each rating territory can have a different rate associated with it. Learn more about how insurers set rates.
Questions? You can contact our consumer advocates online or at 1-800-562-6900.